Provider Comparison Matrix
8 AI API providers. 17 compliance categories. One table that shows you exactly what each provider allows, restricts, or prohibits.
✅Allowed⚠️Review🚫Prohibited
| Use Case | OpenAI | Anthropic | Google (Gemini) | Groq | Cerebras | SambaNova | Mistral | Cohere |
|---|---|---|---|---|---|---|---|---|
| 🔑SaaS with Own Key | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| 💬Chatbot / Assistant | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| 🔍RAG / Embeddings | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| ⌨️Code Generation | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| ✍️Content Writing | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| 🎨Image Generation | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| 📊Data Analysis | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| 🌐Translation | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| 📚Education / Tutoring | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Restricted & Prohibited Categories | ||||||||
| 💸Free Tier Commercial Use | ✅ | ✅ | ✅ | 🚫 | 🚫 | 🚫 | ⚠️ | 🚫 |
| 🧠Train Competing Models | 🚫 | 🚫 | 🚫 | ⚠️ | ⚠️ | 🚫 | ⚠️ | 🚫 |
| 🔐Accept User API Keys (BYOK) | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 |
| 🏪Resell / Proxy API Access | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 |
| ⚖️High-Stakes Decisions | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 |
| 🚫Harmful Content | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 |
| 🛑Circumvent Safety / Limits | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 |
| 👁️Surveillance / Tracking | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 | 🚫 |
| Totals | 10 ✅0 ⚠️7 🚫 | 10 ✅0 ⚠️7 🚫 | 10 ✅0 ⚠️7 🚫 | 9 ✅1 ⚠️7 🚫 | 9 ✅1 ⚠️7 🚫 | 9 ✅0 ⚠️8 🚫 | 9 ✅2 ⚠️6 🚫 | 9 ✅0 ⚠️8 🚫 |
Based on publicly available Terms of Service as of early 2025. Not legal advice. Click any provider name to see detailed ToS breakdown.
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